:root {
  --forest: #0d2b1e;
  --forest-mid: #143d2a;
  --forest-light: #1d5439;
  --emerald: #2d7a50;
  --sage: #4aab74;
  --gold: #c9a84c;
  --gold-light: #e8c96a;
  --cream: #f5f0e8;
  --white: #fafaf8;
  --ink: #0a0a0a;
  --muted: #6b7c74;
  --border: rgba(255,255,255,0.08);
  --border-light: rgba(13,43,30,0.12);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  background: var(--forest);
  color: var(--white);
  overflow-x: hidden;
  line-height: 1.6;
}

/* ─── NOISE OVERLAY ─── */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.04'/%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 0;
  opacity: 0.4;
}

/* ─── NAV ─── */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 48px;
  height: 72px;
  background: rgba(13,43,30,0.85);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.logo-mark {
  width: 36px;
  height: 36px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'DM Serif Display', serif;
  font-size: 18px;
  color: var(--forest);
  font-weight: 700;
  letter-spacing: -1px;
}

.logo-text {
  font-family: 'DM Serif Display', serif;
  font-size: 20px;
  color: var(--white);
  letter-spacing: -0.3px;
}

.logo-text span { color: var(--gold); }

nav .nav-links {
  display: flex;
  list-style: none;
  gap: 36px;
  align-items: center;
}

nav .nav-links a {
  text-decoration: none;
  color: rgba(250,250,248,0.65);
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.3px;
  transition: color 0.2s;
}

nav .nav-links a:hover { color: var(--white); }

.nav-cta {
  background: linear-gradient(135deg, var(--gold), var(--gold-light)) !important;
  color: var(--forest) !important;
  padding: 9px 20px !important;
  border-radius: 6px !important;
  font-weight: 600 !important;
  letter-spacing: 0 !important;
  transition: opacity 0.2s !important;
}

.nav-cta:hover { opacity: 0.9 !important; }

/* ─── HERO ─── */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 48px 80px;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 60% at 70% 50%, rgba(45,122,80,0.18) 0%, transparent 70%),
    radial-gradient(ellipse 40% 40% at 20% 80%, rgba(201,168,76,0.08) 0%, transparent 60%),
    linear-gradient(180deg, var(--forest) 0%, #0a2218 100%);
}

.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 30%, transparent 100%);
}

.hero-inner {
  position: relative;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 100px;
  padding: 6px 14px;
  margin-bottom: 28px;
  font-size: 12px;
  font-weight: 500;
  color: var(--gold-light);
  letter-spacing: 0.8px;
  text-transform: uppercase;
}

.eyebrow-dot {
  width: 6px; height: 6px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.8); }
}

.hero h1 {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(40px, 5vw, 64px);
  line-height: 1.08;
  letter-spacing: -1.5px;
  margin-bottom: 24px;
  color: var(--white);
}

.hero h1 em {
  font-style: italic;
  color: var(--gold);
}

.hero-desc {
  font-size: 17px;
  color: rgba(250,250,248,0.6);
  line-height: 1.7;
  margin-bottom: 40px;
  max-width: 460px;
  font-weight: 300;
}

.hero-actions {
  display: flex;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  color: var(--forest);
  font-weight: 600;
  font-size: 15px;
  padding: 14px 28px;
  border-radius: 8px;
  text-decoration: none;
  transition: all 0.25s;
  border: none;
  cursor: pointer;
  font-family: 'DM Sans', sans-serif;
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(201,168,76,0.3);
}

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(250,250,248,0.7);
  font-size: 15px;
  font-weight: 500;
  text-decoration: none;
  transition: color 0.2s;
  border: none;
  background: none;
  cursor: pointer;
  font-family: 'DM Sans', sans-serif;
}

.btn-ghost:hover { color: var(--white); }

.hero-stats {
  display: flex;
  gap: 40px;
  margin-top: 52px;
  padding-top: 40px;
  border-top: 1px solid var(--border);
}

.stat-item {}
.stat-num {
  font-family: 'DM Serif Display', serif;
  font-size: 28px;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 4px;
}
.stat-label {
  font-size: 12px;
  color: var(--muted);
  font-weight: 500;
  letter-spacing: 0.3px;
}

/* ─── MINI CALCULATOR PREVIEW ─── */
.hero-calculator {
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 32px;
  backdrop-filter: blur(10px);
  position: relative;
  overflow: hidden;
}

.hero-calculator::before {
  content: '';
  position: absolute;
  top: -1px; left: 20px; right: 20px;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
}

.calc-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 24px;
}

.calc-title {
  font-size: 13px;
  font-weight: 600;
  color: rgba(250,250,248,0.5);
  text-transform: uppercase;
  letter-spacing: 1px;
}

.calc-badge {
  background: rgba(45,122,80,0.2);
  border: 1px solid rgba(74,171,116,0.3);
  color: var(--sage);
  font-size: 11px;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 100px;
  letter-spacing: 0.5px;
}

.calc-field {
  margin-bottom: 16px;
}

.calc-field label {
  display: block;
  font-size: 11px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 8px;
}

.calc-input-wrap {
  position: relative;
}

.calc-prefix {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-family: 'JetBrains Mono', monospace;
  font-size: 14px;
  color: var(--gold);
  font-weight: 500;
}

.calc-input {
  width: 100%;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 12px 14px 12px 30px;
  font-family: 'JetBrains Mono', monospace;
  font-size: 16px;
  font-weight: 500;
  color: var(--white);
  outline: none;
  transition: border-color 0.2s;
}

.calc-input:focus {
  border-color: var(--gold);
  background: rgba(201,168,76,0.05);
}

.calc-slider-wrap {
  margin-top: 6px;
}

.calc-slider {
  width: 100%;
  -webkit-appearance: none;
  height: 3px;
  border-radius: 2px;
  background: rgba(255,255,255,0.1);
  outline: none;
  cursor: pointer;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  transition: transform 0.2s;
}

.calc-slider::-webkit-slider-thumb:hover { transform: scale(1.2); }

.calc-result {
  margin-top: 20px;
  background: linear-gradient(135deg, rgba(45,122,80,0.15), rgba(13,43,30,0.5));
  border: 1px solid rgba(74,171,116,0.2);
  border-radius: 12px;
  padding: 20px;
}

.result-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--sage);
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 6px;
}

.result-amount {
  font-family: 'DM Serif Display', serif;
  font-size: 36px;
  color: var(--white);
  line-height: 1;
  margin-bottom: 4px;
}

.result-detail {
  font-size: 12px;
  color: var(--muted);
}

.result-breakdown {
  display: flex;
  gap: 16px;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,0.06);
}

.breakdown-item {
  flex: 1;
  text-align: center;
}

.breakdown-val {
  font-family: 'JetBrains Mono', monospace;
  font-size: 14px;
  font-weight: 500;
  color: var(--white);
}

.breakdown-key {
  font-size: 10px;
  color: var(--muted);
  margin-top: 2px;
  letter-spacing: 0.3px;
}

/* ─── FULL CALCULATOR SECTION ─── */
.section {
  position: relative;
  padding: 100px 48px;
}

.section-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.section-label::before {
  content: '';
  display: block;
  width: 24px;
  height: 1px;
  background: var(--gold);
}

.section-title {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.1;
  letter-spacing: -1px;
  margin-bottom: 16px;
}

.section-desc {
  font-size: 16px;
  color: rgba(250,250,248,0.55);
  max-width: 520px;
  line-height: 1.7;
  font-weight: 300;
}

/* Full Calculator */
.calculator-full {
  background: #0e2e1e;
  border: 1px solid rgba(255,255,255,0.07);
  border-radius: 24px;
  overflow: hidden;
  margin-top: 52px;
  box-shadow: 0 40px 120px rgba(0,0,0,0.5);
}

.calc-tabs {
  display: flex;
  border-bottom: 1px solid var(--border);
  background: rgba(0,0,0,0.2);
}

.calc-tab {
  flex: 1;
  padding: 18px 24px;
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.3px;
  cursor: pointer;
  border: none;
  background: none;
  font-family: 'DM Sans', sans-serif;
  transition: all 0.2s;
  border-bottom: 2px solid transparent;
  margin-bottom: -1px;
}

.calc-tab.active {
  color: var(--gold);
  border-bottom-color: var(--gold);
  background: rgba(201,168,76,0.04);
}

.calc-tab:hover:not(.active) { color: var(--white); }

.calc-body {
  display: grid;
  grid-template-columns: 1fr 1fr;
}

.calc-inputs {
  padding: 40px;
  border-right: 1px solid var(--border);
}

.calc-outputs {
  padding: 40px;
  background: linear-gradient(135deg, rgba(0,0,0,0.2), rgba(13,43,30,0.3));
}

.input-group {
  margin-bottom: 28px;
}

.input-group label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12px;
  font-weight: 600;
  color: rgba(250,250,248,0.5);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.input-group label span {
  font-family: 'JetBrains Mono', monospace;
  color: var(--gold-light);
  font-size: 13px;
  text-transform: none;
  letter-spacing: 0;
  font-weight: 500;
}

.input-row {
  display: flex;
  gap: 12px;
  align-items: center;
}

.full-input {
  flex: 1;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  padding: 13px 16px;
  font-family: 'JetBrains Mono', monospace;
  font-size: 16px;
  font-weight: 500;
  color: var(--white);
  outline: none;
  transition: all 0.2s;
  width: 100%;
}

.full-input:focus {
  border-color: rgba(201,168,76,0.5);
  background: rgba(201,168,76,0.04);
}

.full-slider {
  width: 100%;
  -webkit-appearance: none;
  height: 4px;
  border-radius: 2px;
  background: rgba(255,255,255,0.08);
  outline: none;
  cursor: pointer;
  margin-top: 10px;
}

.full-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px; height: 18px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(201,168,76,0.4);
}

.slider-marks {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  color: var(--muted);
  margin-top: 6px;
  font-family: 'JetBrains Mono', monospace;
}

/* Output Panel */
.output-main {
  background: rgba(0,0,0,0.25);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 28px;
  margin-bottom: 20px;
  text-align: center;
}

.output-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--sage);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.output-amount {
  font-family: 'DM Serif Display', serif;
  font-size: 52px;
  color: var(--white);
  line-height: 1;
  margin-bottom: 6px;
}

.output-period {
  font-size: 14px;
  color: var(--muted);
  font-weight: 300;
}

.output-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 20px;
}

.output-card {
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 16px;
}

.output-card-label {
  font-size: 10px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 6px;
}

.output-card-val {
  font-family: 'JetBrains Mono', monospace;
  font-size: 18px;
  font-weight: 500;
  color: var(--white);
}

.output-card-val.warning { color: #e88c6b; }
.output-card-val.good { color: var(--sage); }

/* Chart Bar */
.payment-breakdown {
  background: rgba(0,0,0,0.2);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 20px;
  margin-bottom: 20px;
}

.breakdown-title {
  font-size: 11px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 14px;
}

.bar-stack {
  height: 12px;
  border-radius: 6px;
  overflow: hidden;
  display: flex;
  margin-bottom: 12px;
}

.bar-principal {
  background: var(--emerald);
  transition: width 0.5s ease;
}

.bar-interest {
  background: var(--gold);
  transition: width 0.5s ease;
}

.bar-legend {
  display: flex;
  gap: 20px;
  font-size: 12px;
  color: var(--muted);
}

.legend-item {
  display: flex;
  align-items: center;
  gap: 6px;
}

.legend-dot {
  width: 8px; height: 8px;
  border-radius: 2px;
}

.legend-dot.principal { background: var(--emerald); }
.legend-dot.interest { background: var(--gold); }

/* Smart Insight */
.insight-card {
  background: linear-gradient(135deg, rgba(45,122,80,0.1), rgba(13,43,30,0.3));
  border: 1px solid rgba(74,171,116,0.2);
  border-radius: 12px;
  padding: 18px 20px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.insight-icon {
  font-size: 20px;
  flex-shrink: 0;
  margin-top: 2px;
}

.insight-text {
  font-size: 13px;
  color: rgba(250,250,248,0.7);
  line-height: 1.6;
}

.insight-text strong { color: var(--sage); font-weight: 600; }

/* ─── HOW IT WORKS ─── */
.how-section {
  padding: 100px 48px;
  background: linear-gradient(180deg, transparent, rgba(0,0,0,0.2), transparent);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
  margin-top: 60px;
  background: var(--border);
  border-radius: 20px;
  overflow: hidden;
}

.step-card {
  background: var(--forest);
  padding: 40px 36px;
  position: relative;
}

.step-num {
  font-family: 'DM Serif Display', serif;
  font-size: 64px;
  color: rgba(201,168,76,0.12);
  line-height: 1;
  margin-bottom: 24px;
  font-style: italic;
}

.step-icon {
  width: 44px;
  height: 44px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 20px;
}

.step-title {
  font-family: 'DM Serif Display', serif;
  font-size: 22px;
  margin-bottom: 12px;
  color: var(--white);
}

.step-desc {
  font-size: 14px;
  color: rgba(250,250,248,0.5);
  line-height: 1.7;
  font-weight: 300;
}

/* ─── ARTICLES ─── */
.articles-section {
  padding: 100px 48px;
}

.articles-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 48px;
}

.articles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.article-card {
  background: rgba(255,255,255,0.02);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 28px;
  text-decoration: none;
  color: var(--white);
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
}

.article-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0);
  transition: transform 0.3s;
  transform-origin: left;
}

.article-card:hover {
  background: rgba(255,255,255,0.04);
  transform: translateY(-4px);
  border-color: rgba(201,168,76,0.2);
}

.article-card:hover::after { transform: scaleX(1); }

.article-tag {
  display: inline-block;
  background: rgba(45,122,80,0.15);
  color: var(--sage);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 100px;
  margin-bottom: 16px;
}

.article-title {
  font-family: 'DM Serif Display', serif;
  font-size: 20px;
  line-height: 1.3;
  margin-bottom: 12px;
  color: var(--white);
}

.article-excerpt {
  font-size: 13px;
  color: rgba(250,250,248,0.45);
  line-height: 1.65;
  margin-bottom: 20px;
  font-weight: 300;
}

.article-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 16px;
  border-top: 1px solid var(--border);
  font-size: 11px;
  color: var(--muted);
}

.read-more {
  color: var(--gold);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: 12px;
}

/* ─── RATES TABLE ─── */
.rates-section {
  padding: 80px 48px;
  background: rgba(0,0,0,0.15);
}

.rates-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 40px;
}

.rates-table th {
  text-align: left;
  padding: 14px 20px;
  font-size: 11px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  border-bottom: 1px solid var(--border);
}

.rates-table td {
  padding: 16px 20px;
  font-size: 14px;
  border-bottom: 1px solid rgba(255,255,255,0.04);
  color: rgba(250,250,248,0.8);
}

.rates-table tr:hover td {
  background: rgba(255,255,255,0.02);
}

.rate-badge {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 12px;
  font-weight: 600;
  font-family: 'JetBrains Mono', monospace;
}

.rate-badge.low { background: rgba(74,171,116,0.15); color: var(--sage); }
.rate-badge.mid { background: rgba(201,168,76,0.15); color: var(--gold-light); }
.rate-badge.high { background: rgba(232,140,107,0.15); color: #e88c6b; }

/* ─── EMAIL CAPTURE ─── */
.email-section {
  padding: 100px 48px;
}

.email-card {
  background: linear-gradient(135deg, rgba(45,122,80,0.12), rgba(201,168,76,0.06));
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 24px;
  padding: 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.email-card::before {
  content: '';
  position: absolute;
  top: -50%;
  left: 50%;
  transform: translateX(-50%);
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
}

.email-title {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(28px, 4vw, 44px);
  letter-spacing: -0.8px;
  margin-bottom: 16px;
  position: relative;
}

.email-desc {
  font-size: 16px;
  color: rgba(250,250,248,0.55);
  margin-bottom: 40px;
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
  font-weight: 300;
  line-height: 1.7;
}

.email-form {
  display: flex;
  gap: 12px;
  max-width: 460px;
  margin: 0 auto 20px;
  position: relative;
}

.email-input {
  flex: 1;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 10px;
  padding: 14px 18px;
  font-size: 15px;
  color: var(--white);
  font-family: 'DM Sans', sans-serif;
  outline: none;
  transition: border-color 0.2s;
}

.email-input:focus {
  border-color: rgba(201,168,76,0.4);
}

.email-input::placeholder { color: var(--muted); }

.email-note {
  font-size: 12px;
  color: var(--muted);
  text-align: center;
}

.email-sequence {
  display: flex;
  justify-content: center;
  gap: 40px;
  margin-top: 48px;
  padding-top: 40px;
  border-top: 1px solid var(--border);
}

.seq-item {
  text-align: center;
}

.seq-day {
  font-family: 'JetBrains Mono', monospace;
  font-size: 11px;
  color: var(--gold);
  font-weight: 500;
  margin-bottom: 6px;
  letter-spacing: 0.5px;
}

.seq-title {
  font-size: 13px;
  color: rgba(250,250,248,0.6);
  font-weight: 400;
}

/* ─── FOOTER ─── */
footer {
  border-top: 1px solid var(--border);
  padding: 60px 48px 40px;
  background: rgba(0,0,0,0.3);
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand-desc {
  font-size: 14px;
  color: rgba(250,250,248,0.4);
  line-height: 1.7;
  margin-top: 16px;
  max-width: 260px;
  font-weight: 300;
}

.footer-col-title {
  font-size: 11px;
  font-weight: 700;
  color: var(--muted);
  letter-spacing: 1.2px;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  text-decoration: none;
  color: rgba(250,250,248,0.4);
  font-size: 13px;
  transition: color 0.2s;
}

.footer-links a:hover { color: var(--white); }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 28px;
  border-top: 1px solid var(--border);
  font-size: 12px;
  color: rgba(250,250,248,0.25);
}

.disclaimer {
  font-size: 11px;
  color: rgba(250,250,248,0.2);
  max-width: 500px;
  line-height: 1.6;
}

/* ─── ANIMATIONS ─── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

.hero-left > * {
  animation: fadeUp 0.8s ease both;
}

.hero-left > *:nth-child(1) { animation-delay: 0.1s; }
.hero-left > *:nth-child(2) { animation-delay: 0.2s; }
.hero-left > *:nth-child(3) { animation-delay: 0.3s; }
.hero-left > *:nth-child(4) { animation-delay: 0.4s; }
.hero-left > *:nth-child(5) { animation-delay: 0.5s; }

.hero-right {
  animation: fadeUp 0.8s ease 0.35s both;
}

/* ─── RESPONSIVE ─── */
@media (max-width: 900px) {
  nav { padding: 0 20px; }
  nav .nav-links { display: none; }
  .nav-mobile { display: block; }
  .hero { padding: 100px 20px 60px; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .calc-body { grid-template-columns: 1fr; }
  .calc-inputs { border-right: none; border-bottom: 1px solid var(--border); }
  .steps-grid { grid-template-columns: 1fr; }
  .articles-grid { grid-template-columns: 1fr; }
  .section { padding: 60px 20px; }
  .email-card { padding: 40px 24px; }
  .email-form { flex-direction: column; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .email-sequence { flex-direction: column; gap: 20px; align-items: center; }
  .trust-grid { grid-template-columns: 1fr; }
  .prose { padding: 0 8px; }
}

/* Tabs content */
.tab-content { display: none; }
.tab-content.active { display: block; }

/* ─── MOBILE NAV ─── */
.nav-mobile {
  display: none;
}
.nav-mobile summary {
  list-style: none;
  cursor: pointer;
  font-size: 13px;
  font-weight: 600;
  color: var(--gold-light);
  padding: 8px 12px;
  border: 1px solid var(--border);
  border-radius: 8px;
}
.nav-mobile summary::-webkit-details-marker { display: none; }
.nav-mobile-list {
  position: absolute;
  top: 72px;
  right: 20px;
  left: 20px;
  display: flex;
  flex-direction: column;
  gap: 0;
  background: rgba(13,43,30,0.98);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px 0;
  list-style: none;
  z-index: 99;
}
.nav-mobile-list a {
  display: block;
  padding: 12px 20px;
  color: rgba(250,250,248,0.85);
  text-decoration: none;
  font-size: 14px;
}
.nav-mobile-list a:hover { color: var(--white); background: rgba(255,255,255,0.04); }
.nav-mobile .nav-cta { margin: 8px 16px; text-align: center; border-radius: 8px; display: block; }

/* ─── TRUST STRIP ─── */
.trust-section {
  padding: 72px 48px;
  background: rgba(0,0,0,0.18);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.trust-inner { max-width: 1200px; margin: 0 auto; }
.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 36px;
}
.trust-card {
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 28px;
}
.trust-card h3 {
  font-family: 'DM Serif Display', serif;
  font-size: 20px;
  margin-bottom: 10px;
  color: var(--white);
}
.trust-card p {
  font-size: 14px;
  color: rgba(250,250,248,0.55);
  line-height: 1.65;
  font-weight: 300;
}

/* ─── BRIDGE / CTA BAND ─── */
.bridge-section {
  padding: 56px 48px;
  text-align: center;
  background: linear-gradient(135deg, rgba(45,122,80,0.08), rgba(201,168,76,0.05));
  border-top: 1px solid var(--border);
}
.bridge-inner { max-width: 720px; margin: 0 auto; }
.bridge-section p {
  font-size: 16px;
  color: rgba(250,250,248,0.6);
  margin-bottom: 20px;
  line-height: 1.7;
}
.cta-soft {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 8px;
}

/* ─── INNER PAGES & ARTICLES ─── */
.page-wrap {
  position: relative;
  z-index: 1;
  padding-top: 100px;
  min-height: 100vh;
}
.page-hero {
  padding: 48px 48px 32px;
  max-width: 800px;
  margin: 0 auto;
}
.page-hero h1 {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(32px, 4vw, 48px);
  letter-spacing: -1px;
  margin-bottom: 16px;
  line-height: 1.1;
}
.page-hero .lede {
  font-size: 17px;
  color: rgba(250,250,248,0.55);
  line-height: 1.7;
  font-weight: 300;
}
.prose {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 48px 100px;
  font-size: 17px;
  color: rgba(250,250,248,0.78);
  line-height: 1.75;
  font-weight: 400;
}
.prose h2 {
  font-family: 'DM Serif Display', serif;
  font-size: 28px;
  margin: 2.2em 0 0.75em;
  color: var(--white);
  letter-spacing: -0.5px;
}
.prose h3 {
  font-size: 18px;
  font-weight: 600;
  margin: 1.6em 0 0.5em;
  color: var(--gold-light);
}
.prose p { margin-bottom: 1.1em; }
.prose ul, .prose ol { margin: 1em 0 1.2em 1.4em; }
.prose li { margin-bottom: 0.45em; }
.prose a { color: var(--sage); text-decoration: underline; text-underline-offset: 3px; }
.prose a:hover { color: var(--gold-light); }
.prose .callout {
  background: rgba(201,168,76,0.08);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 12px;
  padding: 20px 22px;
  margin: 2em 0;
  font-size: 15px;
}

/* Article imagery (real photos, small files) */
.prose figure.article-fig {
  margin: 2.25em 0;
  max-width: 640px;
}
.prose figure.article-fig img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: rgba(0,0,0,0.2);
}
.prose figcaption {
  font-size: 13px;
  color: var(--muted);
  margin-top: 12px;
  line-height: 1.55;
  font-weight: 400;
}
.prose .img-credit {
  font-size: 11px;
  opacity: 0.85;
}
.articles-grid--dense {
  grid-template-columns: repeat(3, 1fr);
}
@media (max-width: 1100px) {
  .articles-grid--dense { grid-template-columns: repeat(2, 1fr); }
}